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 News & Happenings - In Rural Andalucia
 Cordoba patios

There is always something happening in the ANDALUSIA region and the following articles showcase some of these events.

Please select an item of interest below and check back regularly to see the latest.

Inheritance Tax06 December 2017
Some great news on the inheritance tax front!

El Corte Ingles to stock Tesco products29 June 2016
 Corte Ingles
El Corte Ingles is starting to stock Tesco products as part of a trial with the UK supermarket. Spain has always been one of the most popular places in the world for Brits to holiday, move or retire. Now they can expect to find some home comforts to make their new life overseas that little bit more welcoming, thanks to a new partnership between Tesco and El Corte Ingles. The Spanish department store, which is not unlike the country’s equivalent of John Lewis, will stock Tesco products on its shelves. Tea, biscuits and cereals – including granola – will be the British favourites available to consumers on a trial basis, as part of a wholesale deal between the two commercial giants.

RBS and NatWest stop lending to expats10 June 2016
 RBS & Natwest
The Royal Bank and Scotland and NatWest have announced that they will no longer offer mortgages to expats. The lenders announced the change this week, with the suspension of loans to expats set to take effect from 19th May – giving brokers just one week to submit any applications. From that point on, applicants must be resident in the UK to be eligible for a mortgage with either NatWest or RBS. This will also apply to existing expat customers who want to borrow more.

New holiday rental regulations in Southern Spain10 March 2016
 Spanish Rental Homes
New regulations for tourist property rentals are being introduced in Southern Spain that require owners to register and meet various requirements. After years of debate, the Junta de Andalucía (the regional government) has finally passed Decree 28/2016, concerning properties that are rented as tourist accommodation across the region. Under the regulations, owners must register, meet requirements, hold a license, and be subject to inspection or liable for large fines, if they do not comply. The decree, which comes into force in May 2016, just in time for the tourism season, aims to regulate the thousands of transactions between owners and tenants who rent properties for their holidays every year.

Resident in Spain or not?10 March 2016
 Resident Rules
If you spend more than 183 days in Spain during a year, or if you have your main business, or economic interests based in Spain, you would be regarded as a RESIDENT for tax purposes. If you reside outside of Spain, but own a property, and/or receive any income in Spain you would be regarded as a NON-RESIDENT for tax purposes. In BOTH CASES you are legally obliged to submit an annual Tax Declaration in Spain. The Spanish Tax year runs from January 1st to December 31st and as Tax Declarations are retrospective, Tax Declarations for this year 2016 must be submitted next year in 2017.

Driving News10 March 2016
 Driving Rule Change
Directorate General of Traffic (DGT) has proposed changes to the General Traffic Regulations, which will allow Mopeds & Motorcycles to travel on the hard shoulder when traffic is stationery, providing that the speed is kept below 30km and the driver exercises extreme caution.

Mortgage lending continues to climb in Spain12 January 2016
 Mortgages - Lending
Mortgage lending climbed in Spain last year, as the market continued to recover. Lending rose 7.1 per cent in October 2015, according to figures from the National Institute of Statistics, with 19,195 new mortgages signed.

New Regulations for Spanish Wills28 October 2014
 Spanish Wills
European Regulation 650/2012, will be applicable to EU citizens deceased on or after the 17th August 2015. The applicable law to the Succession will be the law of the country where the deceased had his/her habitual residence at the time of death, unless they choose expressly at the time of making the Will for his/her national Law. Residents in Spain will have to be careful to include in their wills the choice of inheritance law (either their own national law or the Spanish law). To give an example, if you are English and living in Spain, and you die on or after 17/08/2015, your succession will be governed by Spanish Inheritance Law, unless you have opted for your national law. In other words in most cases foreign EU residents will have to draft a new Spanish will.

A new Double Taxation Convention between UK and Spain23 July 2014
A new Double Taxation Convention between the UK and Spain, which was signed in London on 14th March 2013, came into force in June 2014. From June 12th, rules for withholding tax on income has changed under the new treaty, while January 1st 2015 will see new rules governing income and other taxes in Spain kick in, which could affect expats’ income.

Energy Performance Certificate for sales and rental properties21 June 2014
 Energy Performance Certificate
Spanish Royal Decree 235/2013 of 5th April 2013 requires that all properties built before 2007 have to have an Energy Performance Certificate. This certificate will be required by the Notario prior to signing a new escritura (Title Deed).

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